Our VA Loan Products & How We Can Help
VA Loan Products
At Luminate Bank, we are pleased to provide a comprehensive range of VA mortgage loan options tailored to meet your specific needs. Our commitment to serving you goes beyond this list, and we encourage you to reach out for additional information if you're looking for something not currently included.
Our goal is to ensure that you have access to a variety of choices, allowing you to find the perfect fit for your home financing requirements. Don't hesitate to inquire about any of the following options:
VA Real Estate Mortgages
VA Purchase Loans
VA IRRRL
VA Cash-Out Refinances
VA One-Time Close Construction Loans
VA Renovation Loans
VA Eligibility Requirements
As with most loan products, everyone's situation is different, which means there are different eligibility requirements based on your situation. Here are a few examples of those who qualify for a VA loan, but please reach out if you have questions:
Former and Active Service Members
Surviving Spouses
Reservists
National Guard Members
Real Estate Purchases
Whether you are moving due to PCS Orders, moving into a BIGGER house to accommodate your growing family, purchasing your first home, downsizing for retirement, or looking for more information about your VA Loan, Sean Selters can help.
He'll create a custom mortgage plan to help you maximize your VA Home Loan Benefits and achieve your goals - no matter what interest rates look like.
Other Loan Options
If a VA loan doesn't quite meet your requirements, rest assured that we're here to assist you in exploring alternative options as well!
Our expertise extends beyond just VA mortgage loans, at Veterans Mortgage of America we are encompassing a diverse selection of home financing solutions to cater to a wide range of needs. Whether you're seeking a more conventional route or considering other specialized loan programs, we have the knowledge and resources to guide you through your choices. Here are some of the alternatives we can provide valuable insights on:
Conventional Loans
FHA Loans
USDA Loans
Jumbo Loans
Non-QM Loans
Fix & Flip Loans
Bridge Loans
And more!
Divorce and Your Mortgage
Frequently in divorce situations, our attention becomes predominantly directed towards resolving the immediate issue at hand—namely, the division of real property and assets. However, it's crucial not to overlook the existence of a life beyond the divorce and how it may affect your VA loan.
In his capacity as a Certified Divorce Lending Professional (CDLP®), Sean and Veterans Mortgage of America is dedicated to aiding you in seamlessly incorporating your mortgage obligations into your overarching long and short-term financial and investment objectives. This entails not only reducing tax liabilities and interest costs but also optimizing your available cash flow to the fullest extent possible.