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Luminate Home Loans (NMLS #150953) 
Equal Housing Lender
Luminate Home Loans (NMLS #150953) 
Equal Housing Lender
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    • Veteran Resources
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  • Home
  • Veteran Resources
  • Services
    • VA Home Loan
    • Divorce Mortgage Planning
  • About
  • Contact

VA Loan Resources

As a nationally recognized VA Home Loan expert with the CVLS® designation, Sean Selters is committed to helping Active Military Personnel and Veterans maximize their VA Home Loan Benefits.


Whether you're a first-time homebuyer or seeking to refinance, our specialized expertise in VA Loans allows us to tailor mortgage plans to your unique needs. Discover the advantages of VA Loans and how they can empower you on your homeownership journey.

Our VA Loan Products & How We Can Help

Nothing builds financial freedom like homeownership. Allow your VA Home Loan Benefit to work for you.

VA Loan Products

At Luminate Bank, we are pleased to provide a comprehensive range of VA mortgage loan options tailored to meet your specific needs. Our commitment to serving you goes beyond this list, and we encourage you to reach out for additional information if you're looking for something not currently included.


Our goal is to ensure that you have access to a variety of choices, allowing you to find the perfect fit for your home financing requirements. Don't hesitate to inquire about any of the following options: 


VA Real Estate Mortgages

VA Purchase Loans

VA IRRRL

VA Cash-Out Refinances

VA One-Time Close Construction Loans

VA Renovation Loans

Reviewing a Mortgage Loan Application for a Veteran's VA Home Loan Pre-Approval.

VA Eligibility Requirements

As with most loan products, everyone's situation is different, which means there are different eligibility requirements based on your situation. Here are a few examples of those who qualify for a VA loan, but please reach out if you have questions:


Former and Active Service Members

Surviving Spouses

Reservists

National Guard Members

Low VA mortgage rates, means low mortgage payments.

Real Estate Purchases

Whether you are moving due to PCS Orders, moving into a BIGGER house to accommodate your growing family, purchasing your first home, downsizing for retirement, or looking for more information about your VA Loan, Sean Selters can help.


He'll create a custom mortgage plan to help you maximize your VA Home Loan Benefits and achieve your goals - no matter what interest rates look like. 

How would you like to use your VA Entitlement to purchase a property with this patio?

Other Loan Options

If a VA loan doesn't quite meet your requirements, rest assured that we're here to assist you in exploring alternative options as well!


Our expertise extends beyond just VA mortgage loans, at Veterans Mortgage of America we are encompassing a diverse selection of home financing solutions to cater to a wide range of needs. Whether you're seeking a more conventional route or considering other specialized loan programs, we have the knowledge and resources to guide you through your choices. Here are some of the alternatives we can provide valuable insights on:


Conventional Loans

FHA Loans

USDA Loans

Jumbo Loans

Non-QM Loans

Fix & Flip Loans

Bridge Loans

And more!

Assuring a first time homebuyer that we will be with them the entire time.

Divorce and Your Mortgage

Frequently in divorce situations, our attention becomes predominantly directed towards resolving the immediate issue at hand—namely, the division of real property and assets. However, it's crucial not to overlook the existence of a life beyond the divorce and how it may affect your VA loan.


In his capacity as a Certified Divorce Lending Professional (CDLP®), Sean and Veterans Mortgage of America is dedicated to aiding you in seamlessly incorporating your mortgage obligations into your overarching long and short-term financial and investment objectives. This entails not only reducing tax liabilities and interest costs but also optimizing your available cash flow to the fullest extent possible.

Insights & Tips for Homebuyers and Homeowners

  • Veteran Resources
  • VA Home Loan
  • Divorce Mortgage Planning
  • Contact

Sean M Selters | NMLS 1067401

1001 W 120th Ave, Suite 205, Westminster, CO 80234, United States

(303) 900-3261

© 2025 Luminate Bank. Member FDIC. Equal Housing Lender, NMLS Consumer Access

NMLS# 1281698

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